Tools
Payment plan and ROI calculator
Model the cash you deploy through construction and test outcomes under your own assumptions. Illustrative only.
Payment plan
Home
2.0%
8.0%
5 yrs
4.5%
20%
- Your own cash before handover
- AED 2.35M
- 25% of price plus costs
- Paid by the bank
- AED 6.53M
- 75% of price, ADIB
- Illustrative value at handover
- AED 12.4M
- +8.0% a year for 4.6 yrs
- Gain at handover, on your cash
- +152%
- Uplift on the whole home, after purchase costs, against your own cash
- Illustrative value after 5 more yrs
- AED 18.3M
- Before selling costs
- Illustrative total gain
- AED 11M
- +124% on total cost
| Stage | Due | % | Amount | Cumulative |
|---|---|---|---|---|
| Down payment | Oct 2026 | 5% | AED 435,000 | AED 435K |
| Instalment 2 | Jun 2027 | 5% | AED 435,000 | AED 870K |
| Instalment 3 | Dec 2027 | 5% | AED 435,000 | AED 1.31M |
| Instalment 4 | Jun 2028 | 5% | AED 435,000 | AED 1.74M |
| Bank instalmentADIB | Oct 2028 | 20% | AED 1,740,000 | AED 3.48M |
| Instalment 5 | Oct 2030 | 5% | AED 435,000 | AED 3.92M |
| On handoverADIB | Jun 2031 | 55% | AED 4,785,000 | AED 8.7M |
Illustrative arithmetic on your own assumptions, not a forecast or advice. Excludes mortgage costs, service charges before letting, selling costs and tax. With finance, the bank's share carries finance charges from the date it is paid out, and approval rests with the bank. Abu Dhabi registration fees are commonly quoted at 2% of price; confirm what applies to this purchase.